Currently, news is rapidly spreading on social media and various websites that the IRS (Internal Revenue Service) will be sending a direct deposit of $1,390 to the bank accounts of ordinary Americans in December 2025—which is being considered a type of relief payment. In this article, we will understand this in detail—is it true, who will receive it, by what date will it arrive, what are the eligibility criteria, and how can it be received?
That said, certain details in the information below are based on some highly viral information that remains mostly unconfirmed by most sources. Hence, we shall focus on actual facts and precautions as well.
IRS $1,390 Direct Deposit
Some online reports and blogs are claiming that the Internal Revenue Service (IRS) will be sending a direct deposit of $1,390 to people’s bank accounts in December 2025 to provide some relief amidst the high cost of living and inflation.
According to these reports, this amount will generally be sent directly to eligible individuals’ bank accounts without any additional application.
However, other fact-checking reports state that the IRS has not officially announced any such new national payment program, and much of the information is based on misinformation or social media rumors.
Is this real or a rumor?
Fact Check: The IRS and official government sources (such as IRS.gov) have not yet announced any universal $1,390 payment. This makes it clear that
No official plan has been fully confirmed yet.
Despite this, some websites are providing detailed information on this topic, leading many people to believe that this is a confirmed program.
In reality, the amount some people are receiving may be tax refunds, credit refunds, or payments for rebates not claimed in previous years—not a new relief payment.
The bottom line is that if such a national program existed, it would be announced on the IRS website or in an official press release. This has not happened yet.
How many people could receive the $1,390?
If the IRS is indeed making this payment, reports suggest it would typically go to individuals who have:
- Filed their 2024 tax return
- Income within certain limits
- An updated bank account on file with the IRS
According to some reports, the income limits might be as follows:
Single filers: Up to $75,000
Married (joint) filers: Up to $150,000
Head of Household: Up to $112,500
(However, these limits are not actual IRS policy—they are just estimates based on viral reports.)
Many reports suggest that:
Employed individuals
Retirees
Low-income families
Those who recently filed their taxes could all be eligible for this payment.
But again, remember—this is not official IRS policy.
Payment Dates—When will it be sent?
If this payment is actually scheduled, reports suggest:
- Direct deposit payments would begin in mid-to-late December 2025.
- People are likely to receive the funds in their bank accounts within a few days if their bank details are already on file with the IRS.
- If someone doesn’t have direct deposit, a check may also be sent via mail, which could take a few extra weeks.
- But once again—these dates are based on viral reports, not an official IRS announcement.
How to receive it?
If the IRS is indeed making this payment, the usual ways to receive it would be:
Via bank account direct deposit—the fastest method
Via check received by mail—with a slight delay
Also via card if the IRS already has EIP card details on file
Most people will not need to apply separately if their details are already in the IRS files.
However, if your bank details are not updated or you don’t have recent tax filings, you might need to verify the status through the IRS Get My Payment tool.
Fraud and Precautions (IRS Scams)
The IRS will never send you this payment nor contact you for any information through text, email, or social media messages. If you are receiving phone calls, emails, messages, or links that say something like “Get $1,390 quickly—click here,” it could be phishing or a scam.
The IRS only sends statements and notices through its official portal, IRS.gov, or its tools.
Conclusion:
$1,390 direct deposit as a valid government program unto itself, at least until the IRS or the U.S. government makes an official announcement. The rumor is abundantly speculative and tends to spread like wildfire across social media and other unofficial sites, thus adding to the confusion.
Therefore, it is highly advisable for any given person to first confirm through the official IRS website or an actual government press release before getting all curious and even divulging any personal details.
FAQs
Q1. Is the $1,390 direct deposit officially confirmed by the IRS for December 2025?
A. As of now, there is no standalone nationwide program officially announced by the IRS specifically labeled as a $1,390 direct deposit for all taxpayers. Any such payment would typically be tied to tax refunds, credits, or adjustments.
Q2. Who may be eligible to receive the $1,390 payment?
A. Eligibility generally depends on factors such as filing a recent tax return, meeting income limits, and having updated bank information with the IRS. Only eligible taxpayers would receive any applicable payment.
Q3. How would eligible individuals receive this payment if issued?
A. If issued, the payment would most likely be sent via direct deposit to the bank account on file with the IRS, or by mailed check for those without direct deposit details.